Your way to pay: Credit Card Casinos

Deposits and withdrawals with a credit card at online casinos
logosCredit cards are one of the most popular and respected methods of payment for both online and brick and mortar payments.

Banks issue credit cards with a specific limit and the money spent on the card gets repaid through monthly repayments.

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While the credit card might seem like a somewhat of a modern invention, the first credit card was introduced in 1950 and it only grew in popularity in New Zealand and all over the world. When it comes to online casinos, credit cards are hands down the most popular method of depositing money into an account. Most – if not all – online casinos except credit cards as a method of payment at their establishments. This is the most popular and the most preferred method of payment for many reasons.
The biggest benefits of credit cards are without a doubt a players’ ability to spend money that they do not have – which walks hand-in-hand with the biggest disadvantage which is the fact that it can easily lead to debt.

Where to use credit cardsFebruary 2022
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How we rate Credit Cards

When it comes to credit cards we have to give it an undoubtable high rating. This payment method is not only one of the most popular ways of paying both online and at brick and mortar stores, but it is also a very convenient method of payment. The fact that players can use funds that would not be considered a part of their disposable income is another big advantage that cannot be ignored.


Pros and Cons of using Credit Cards at online casinos
   Pros Higher limits than other payment methods and fast transactions that are accepted by all casinos
   Cons Exposes personal data to the casino and bank staff as well as high fees with some declines

Why use Credit Cards at online casinos?

Spend credit

The greatest advantage of using a credit card to transfer funds into and from your online gambling account, it the fact that you can use credit to charge funds to your account rather than actual money from your disposable income. This way you do not spend as much of your disposable income as you usually would. Further than that, it also means that you do not necessarily need to have money in order to bet and gamble at the online casino of your choice.


Credit cards are one of the quickest ways of paying online which makes it the perfect method of payment at an online casino. This way you do not have to wait very long after transferring the funds into your online casino account which allows you to start playing quicker than would have otherwise been possible. The fact that you can spend credit rather than your income also means that you can spend money at any time without having to wait for you to receive your salary.

Change your limit

When you make use of a credit card as your preferred method of payment, you do not have to worry if you are getting close to reaching your credit card limit. With the use of a credit card, you can easily change the limit of your credit card in mere seconds, allowing you to spend more than previously possible. As long as the new limit is within your offered credit, you can increase your limit and spend more.

Security measures

Credit providers have taken extensive steps in order to make online credit card purchases as safe and secure as possible. There are multiple numbers that you need to enter before the credit card transfer goes through successfully. There is also an extra measure that ensures security where a verification code gets sent to the phone of the credit card holder. The card holder must then enter the code on the online casino website in order for the transfer to be successful.


While credit cards do come with many advantages as a method of payment at online casino’s, it can lead to extensive debt if you are not careful. By maxing out your credit card or acquiring too much can lead to a bad credit score and it can even cause you to be blacklisted. This alone can come with serious repercussions such as not being able to get approved for financing. High fees from your credit card provider can also become a major drawback.

Making deposits with credit cards

Making deposits into an online casino account is one of the easiest and most convenient methods of paying for your online gambling needs. The method of payment comes with several clear advantages including how quickly the transfers can take place.

The most common methods of credit card transfers is done with VISA, MasterCard, & American Express.

Here is a thorough view at how to make a deposit into your online gambling account with a credit card:

  • On your preferred online gambling website, you simply need to visit the “deposit cash” section or whatever similar option your online casino of choice has to offer.
  • Here you will enter the amount of money that you would like to deposit into your online gambling account.
  • In the following section, you will be required to enter your personal details as well as your credit card details. This will include details such as your card number and your CVV code.
  • Depending on the website you visit, you might receive a verification code on your mobile phone. You will then need to enter this code into your online gambling site in order to verify the money transfer.
  • Once this is done the funds will be deposited into your casino account to be used on whatever gambling services the casino offers.

Withdrawing with credit cards

Withdrawing funds with a credit card is fairly easy, resulting in a transaction in less than a few minutes. You should note that the payout process time for credit card are usually longer then e-wallets, and can take from 3-6 days. To explain via example, let's say you're aiming to withdraw at Lucky247 Casino. In order to withdraw via credit card, you should follow these simple steps below:

  • Click on ‘Banking’
  • Choose ‘Withdraw'
  • Enter the amount of money you would like to withdraw (minimum 20) and then click on ‘Next
  • Select ‘Credit Card' as your preferred method of payment
  • Allocate the funds to your credit card by clicking submit
  • Your withdrawal should now be completed and your funds should reflect within 24 hours-3 days, depending on the processing times.

Where can I get a credit card?


Banks are the most popular establishments to issue credit cards. If you have a good credit history, your chances of getting approved for a credit card are very good. Often times your bank will pre-approve you for a credit card. However, if they do not notify you that you have been pre-approved, you can apply online or you can visit your bank and apply face-to-face.

Major credit card issuers

There are major credit card providers that will gladly assist you in acquiring a credit card that you can use to make online and in-store purchases. As long as the establishment of your choice is highly acclaimed, you cannot go wrong.

Bottom Line

Credit cards are a preferred method of payment for many people and it has been able to acquire a respected reputation over the past few decades. Not only is it a fast method of payment but it does also have multi-layer security that will protect you from cyber criminals. The downside of debt does not come close to the many advantages that credit cards have to offer.

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