Best Real Money Casinos Approved by Both Experts and Players

Online casinos have been a reality for a number of years, but not all of them are real money casinos. Many casinos that exist on the internet operate for the entertainment of their customers and all games there are played with play money that has no real world value and is sometimes sold for some amount of real money to the customers. Real money casinos, on the other hand, are those casinos that accept deposits of real world money into a virtual cashier, from where it can be used to bet on table games, slots and other games the casino is offering.

Real money online casinos are the closest thing possible to a real world brick and mortar casino, as they offer the real casino feel and a chance to win real world money. New Zealand players have been able to play in real money casinos for a number of years now, and deposit their funds using some of the many banking options available.

Top Real Money Casinos NZDecember 2022
Logo of Jackpot City casino 1600Bonus Play now
  • Voted best online casino 2015- 2016
  • Incredible sign-up bonus for Kiwis
Jackpot City review
Logo of Spin Palace casino 1000Bonus Play now
  • Vegas-style casino games
  • One of the internet's most popular casinos
Spin Palace review
Logo of Guts casino 200Bonus200 free spins Play now
  • Ultra fast payouts to ewallets
  • Wager FREE spins
Guts review
Logo of casino 400Bonus200 free spins Play now
  • Play all your favorite online casino games!
  • Award-winning customer service review
Logo of Yeti Casino casino 333Bonus100 free spins Play now
  • Very good Welcome Bonus
  • Excellent selection of 600+ games and banking options
Yeti Casino review

Finding The Best Real Money Casinos

The internet today is saturated with real money casinos, but not all of them offer premium service. Many of these real money casinos actually turn out to either offer poor services or turn out to be frauds altogether. This is why it is important to make sure you find the best casinos that offer full service and are operated by major gambling companies.

Fortunately for New Zealand players, there are quite a few online casinos that offer real money play for them and are perfectly reliable and safe to play with. There is a number of factors to consider before picking your casino, and these include banking options, game selection, software quality and brand reliability.

Real Money Casino Banking

One of the first and most important things you will have to do when you first sign up with an online casino is make your first real money deposit. With most online casinos, this can be done through a variety of payment options, but the best casinos will let you pick any kind of deposit option you desire.

For instance, some of the best real money casinos offer deposits via debit cards, e-wallets and payment systems such as POLi, which allows New Zealand players to make their deposits and withdrawals using any kind of preferred payment method they may have.

Game Selection

Once your money is in your account, you will want to start playing some casino games. Most casinos will also offer you a deposit bonus the first time you put money into your cashier, which will give you even more money to play with, and the size and conditions of this bonus are another thing to take under advisement.

When ready, you will jump into the games lobby and select your first game. Depending on the casino you choose, you will likely be presented with a choice of games from some of the industry leading software providers such as NetEnt, Microgaming or Playtech.

Every software provider out there produces every type of casino game you can imagine, but most specialize in one segment or another. For instance, few providers can say they come close to NetEnt when it comes to producing top notch modern video slots, while some other providers may have better solutions for table games such as blackjack or roulette.

There are many types of players out there, and while some like to mix it up, New Zealand players usually go for pokies above all else, which is why the casinos that offer a wide range of pokies are so popular among the Kiwi players.


online crapsCraps

online baccaratBaccarat

video pokerVideo Poker

live dealer casinosLive Dealer Casinos


Software Quality

Not every real money casino offers the same kind of software either. Depending on which software provider created it and how long the casino has been around, casinos offer different softwares. While some of these apps are absolute top notch, there are still plenty of second tier casinos out there.

You will surely want to choose a casino that offers great desktop and mobile software, as in this day and age there is little reason to settle for less. Always make sure to pick a casino with an intuitive and easy to use layout, plenty of options and setting to choose from and a smooth and reliable experience on all the devices you plan to play.

Brand Reliability

One of the most important factors when it comes to choosing a real money casino to deposit money into is surely the reliability of the casino. After all, there is little reason to keep your money or disclose your information to a casino that may misuse them or fail to protect them.

Pick a big name casino with a powerful brand and image and your information and money will be in safe hands. If you win, you will get your winnings. Going with the small and anonymous brands instead can often lead to loss of funds, compromised personal information and your winnings being withheld for no apparent reason.

I’ve Hit the Jackpot and Won Real money! What to do next?

Winning the jackpot is one of the most thrilling experiences any player can have and a big part of why we gamble in the first place. While gambling is meant to be fun and entertaining, the fact that there are massive rewards up for grabs is what makes it appealing in the first place. But before you start spending your rewards, make sure that you have all your facts in order so that there are no unwelcome surprises. What every player should understand is that all online casinos follow a very specific process when it comes to payouts. It is this reason that we recommend all players read the terms and conditions of every casino before betting any of your hard-earned cash. The terms and conditions stipulate all of the casino’s policies regarding gameplay and withdrawing winnings. While some of these terms and conditions are across the board and pertains to all casinos, some are casino-specific, so it is important to read through it regardless of what online casino you are playing at. The policy usually includes things like when withdrawals will be available, who qualifies for withdrawals, the processing period, any withdrawal limits and preferred methods of cashing out. If you have won a relatively large amount, it is a good idea to directly contact the casino before attempting to withdraw your winnings. Have a chat with one of the support agents as one-on-one conversations are usually better than having to read boring terms and conditions and can save you lots of time. Here we offer a simple step-by-step guide to general withdrawal requirements and procedures at online casinos in New Zealand.

Step 1: Account Details

drivers licence nzEnsure that all your account details are up-to-date and accurate before playing at any online casino. This will ensure that your withdrawal request runs smoothly. Also, you will likely be required to produce proof of identification, which will usually include a copy of your credit card for funding authority and identity documents.

Step 2: Wagering Requirements

Almost all online casinos request that players meet a set of wagering requirements before any bonus is withdrawn. These wagering requirements can be found under the casino’s terms and conditions. This is often an area that players fail to grasp as not many players take the time to read the terms and conditions thoroughly. In most cases, failure to adhere to the terms and conditions can result in the player having to forfeit the bonus and any winnings derived from it. Sometimes, players will even be forced to close the account, but this is worst case scenario. If you do plan on claiming the casino’s bonus, you will have to adhere to these terms and conditions or you will not be allowed to withdraw anything.

Step 3: Check rules on withdrawal methods

Online casinos differ when it comes to making withdrawals and not all withdrawal methods are offered at all casinos. Keep in mind that just because you are allowed to use a particular method to make deposits, you may not be able to use the same method for withdrawals. That being said, most casinos would prefer you to use the same method for both deposits and withdrawals. Again, it is a good idea to get in touch with a support agent before depositing any money to get a better understanding on what is expected from you.

Step 4: Checking withdrawal eligibility

Once you have followed all the above steps, the casino will check your actual eligibility to make a withdrawal. This can involve a number of steps and generally varies depending on the casino. In most cases, the casino’s accounts department will check all the relevant paperwork and will request any outstanding documents. The casino will also check to see if you have fulfilled the wagering requirements as per the terms and conditions. Once everything is verified, the account team will get in touch with you as to the method that will be used to make the withdrawal. In most cases, the casino offers several options from which to choose. Once this is sorted out, your account will enter a ‘pending’ period, and the duration of this period will be casino-dependent and can be anything from a few hours to a few days. Check with the support agent that this pending status will not affect your ability to carry on playing and earning additional bonuses.

Step 5: Verify payer details

While this is not essential, you can contact a support agent to verify who you will be receiving your prize money from. Online casinos don’t usually state their name as a payer and it will not show up on your bank statements. But for your own records, it may be helpful to find out what name they will be using.

Real Money Online Casinos FAQ

Do online casinos actually pay out without cheating?

Licensed casinos don't cheat, they're not rigged and they are fair. All reputable (licensed and regulated) casinos are tested by independent, 3rd party companies such as Technical Systems Testing (TST).

What's the minimum deposit?

The minimum amount you can usually deposit is $10-$20 nzd.

How can I deposit money at a casino?

Players can choose among a variety of payment processors to deposit and withdraw funds from an online casino. They can include, Credit/Debit Cards (Visa, Master Card, Maestro, American Express), E-Wallet account (Skrill, Netellet, PayPay, Poli), Pay Safe Cards, Bank Transfer, Cheque. In general every possible payment processor available on the market today can be used for financial transactions in most online casinos.

Can I use someone else's credit card to deposit?

It is not permitted to use deposit methods if they do not belong to you, including company cards. You will also not be able to make a withdrawal.

How long do real money withdrawals take?

If your account is verified, it can take up to 2 working days for the faster payment methods to reach your account.

I've made a withdrawal, why did my real bonus money disappear?

When you request a withdrawal and you have a bonus balance on your account, since you haven't yet met the wagering requirements, the current bonus balance will be forfeited.

Why am I unable to withdraw my real cash winnings?

  • Make sure you have selected the correct country
  • You won't be able to withdraw less than $20
  • If your balance is showing under 'bonus', you'll have to first meet the wagering requirements. Once met, the bonus money will automatically convert to real cash and will be withdrawable.

What Next?

Last Updated: December 19, 2022